About Us

• Since 1927
• From the President
• Officers & Directors
• Locations / Hours

Since 1927…

The Emmet County State Bank opened its doors on December 17, 1927. It occupied the Cass Building at the southwest corner of Lincoln & Seventh Streets in downtown Estherville, directly south of the Gardston Hotel. The new bank was capitalized at $50,000, with $10,000 reserve. The Board of Directors and Officers of the new institution were men of the greatest business integrity and the public had much confidence in the establishment of Emmet County State Bank. Its first officers were Henry W. Mahlum, President; N.H. McKerral, Vice President and Wayne C. Currell, Cashier.

Mr. and Mrs. Wayne Currell came to Emmet County in 1927. Wayne was one of the founders of Emmet County State Bank, which later opened an office at Ringsted, Iowa. He served as President of the bank from soon after its start, guiding it through the depression of 1930's, the years of World War II and into the growth years following the war. He continued in the bank and was active in many community activities until his death in December, 1959.

Three sons were born in Emmet County: Charles Richard Currell, now of Estherville; James Albert Currell and Robert Lewis Currell, both of Spirit Lake.

Jim Currell started working at ECSB in 1956 and served as bank President from January, 1965, to May, 1995. Jim was then named Chairman of the Board and their son, Greg J. Currell of Estherville, was named President of Emmet County State Bank. Jim's wife Phyllis, also serves on the Board of Directors.

Located in the midst of several small, rural communities, our Bank and it's branch office will continue to offer services and incentives different from our competitors in order to attract and keep our agricultural-based customers. We offer timely loan servicing and a knowledgeable staff at both locations.

From the President

"At Emmet County State Bank, everything starts with the customer. We strive to understand, anticipate and respond to the needs and wants of those customers we serve. Our profitability depends on our ability to serve the customer. At Emmet County State Bank every decision and action will be tested by the question 'How does this affect the customer?'"

Greg Currell
Chairman

Doug Lago
President

Officers & Directors

About Our Officers

Emmet County State Bank has been a leader in Ag lending for 72 years. Chairman Greg Currell and President Doug Lago are proud of their Officers. Contact one of our Ag lenders, Steve Schnell, or Doug Herum to help you with your farm needs. All four were born and raised on Iowa farms and know what you need to make your farm operation successful.

Whether you need a loan to buy a new home or a new car or go on that long awaited vacation, stop in and talk to one of our real estate/consumer lenders. Their years of experience will help you fulfill your wishes. Becki Hall can help you with your needs or direct you to the person who can help.

In Ringsted, officers Roger Jensen, Mary Knapp and Dean Struecker can handle all your banking needs. Stop by and talk to them today.

Locations / Hours

Estherville Location

About Our Staff

Doug Herum has been employed with ECSB since July, 1993. Doug is a Vice President and he also serves as the Personnel Officer and the Security Officer for the bank.

Doug Lago has been with ECSB since August, 1990. He currently serves the President and Trust Officer, he also serves on the Board of Directors. Doug has been a lifelong resident of the Spirit Lake and Estherville community.

Becki Hall has been employed with ECSB since October, 1976. She currently serves as the banks Vice President, Cashier and Trust Officer. Becki has been a lifelong resident of the Estherville community.

Steve Schnell has been employed with ECSB since October, 1999. He currently serves as a Vice President and Compliance Officer for the bank. Steve is responsible for Ag, Commercial and Consumer lending.

Ringsted Location

About Our Staff

Mary Knapp has been employed with ECSB since June, 1981. She is currently a Second Vice President and Loan Officer. Mary, also, maintains customer records, opens new accounts and issues Time Certificates.

Vicki Madden has been with our bank since October, 1988. Anita Larsen returned to ECSB in November, 1992, after leaving to raise her family. As your full-time tellers and bookkeepers they enter the checks and deposits on-line immediately.

Roger Jensen became part of the ECSB family in August, 1993. Roger is a Vice President and Co-Manager of our Ringsted branch.

Dean Struecker joined the bank in May, 1991. He is currently a Senior Vice President and Co-Manager of our Ringsted branch. Dean serves on the Board of Directors, also.